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Flood Damage Claims

Property Damage Claims Attorney - Flood Damage

Do you have water damage due to a flood? A flood is described as from ‘rising’ water, usually from a heavy rain or levy break. If you should suffer a flood loss, let Fagnano Law, P.A. handle your insurance claim for you.

Fagnano Law, P.A. handles claims in South Florida, and our team of professionals is very familiar with flood claims and FEMA policies. We’ll review your policy, estimate your loss, and negotiate a fair settlement with your carrier. We usually request the replacement of items effected from a flood; items like carpet, baseboard, paint, etc. This means we’ll fight for replacement (if necessary) over a simple cleaning or repair.

Flood insurance typically needs to be purchased in addition to a homeowner's insurance policy. More importantly, the term flood has a specific definition that’s often confusing for most people. A flood is when water from an existing water source, like a lake, rises up and enters the property. Usually, when property owners see water in the property they’ll say, “my house is flooding!” Actually, this is water damage and is likely from a broken pipe or roof leak. This would not be a flood claim, but rather a broken pipe claim.

Insurance companies have specific definitions for terms that lawyers and public adjusters are skilled in understanding. This is precisely why an insurance claim is best handled by a professional at Fagnano Law, P.A.